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	<title>Latest in Real Estate from EWM</title>
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	<link>http://latestinrealestate.com</link>
	<description>The intelligent approach to South Florida Real Estate sales</description>
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		<title>That one thing you might be missing to set you above the rest</title>
		<link>http://latestinrealestate.com/2010/09/04/that-one-thing-you-might-be-missing-to-set-you-above-the-rest/</link>
		<comments>http://latestinrealestate.com/2010/09/04/that-one-thing-you-might-be-missing-to-set-you-above-the-rest/#comments</comments>
		<pubDate>Sat, 04 Sep 2010 11:21:29 +0000</pubDate>
		<dc:creator>Jana Robison</dc:creator>
				<category><![CDATA[Main]]></category>

		<guid isPermaLink="false">http://exitprorealestate.com/2010/09/04/that-one-thing-you-might-be-missing-to-set-you-above-the-rest/</guid>
		<description><![CDATA[
With over 90% of home buyers searching online for a new home your home must make a great first impression. The first impression is a lasting impression!  In a buyers market sellers compete with sellers.  If buyers are not impressed what they see online they will move on to the next listing. Ready, Set, Stage! works with you and your Realtor to put [...]]]></description>
			<content:encoded><![CDATA[<p><a rel="attachment wp-att-1201" href="http://exitprorealestate.com/?attachment_id=1201"><img class="alignleft size-medium wp-image-1201" src="http://exitprorealestate.com/files/2010/09/ready-set-stage-250x88.jpg" alt="ready set stage" width="250" height="88" /></a></p>
<p><span style="font-family: Tahoma;color: #999960;font-size: small"><span style="color: #434343">With <strong>over 90%</strong> of home buyers searching online for a new home your home must make a <strong>great</strong> first impression. <strong>The first impression is a lasting impression!</strong>  In a buyers market sellers compete with sellers.  If buyers are not impressed what they see online they will move on to the next listing. <strong>Ready, Set, Stage!</strong> works with you and your Realtor to put your home on the &#8220;must see&#8221; list for today’s home buyers. We offer </span><strong><span style="color: #434343">a marketing plan and photos to assist with the sale </span><span style="color: #434343">of your home. </span></strong></span></p>
<div id="ctrl-14370154"><span style="font-family: Tahoma;color: #434343;font-size: small"><strong>Ready, Set, Stage!</strong> will help you prepare your home&#8217;s sale and help you get the maximum return with minimal investment.</span></div>
<div id="ctrl-14370156"><span style="font-family: Tahoma;color: #434343;font-size: small"><strong>Staging your home for sale has an average 343% Return on</strong> <strong>Your Investment and is recommended by 91% of Realtors.*</strong></span></div>
<div id="ctrl-14370157"><span style="font-family: Tahoma;color: #434343"> </span></div>
<div id="ctrl-14370158"><span style="font-family: Tahoma;color: #434343;font-size: small"><strong>What is Home Staging?</strong></span></div>
<div id="ctrl-14370162"><span style="font-family: Tahoma;color: #434343;font-size: small">            Home Staging is the art of preparing your home to sell.<strong> It is not about decorating</strong>; Staging creates a lifestyle that buyers are looking for and helps them make an emotional connection to your home. <strong>In today’s competing market this is </strong><strong>essential.</strong></span></div>
<div id="ctrl-14370163"><span style="font-family: Tahoma;color: #434343;font-size: small"> </span></div>
<div id="ctrl-14370164"><span style="font-family: Tahoma;color: #434343;font-size: small"><strong>Why should I Stage my home?</strong></span></div>
<div id="ctrl-14370167"><span style="font-family: Tahoma;color: #645329;font-size: small"><span style="color: #434343">            When you make the decision to sell your home it becomes a product.  Staging sets your home apart from competing homes on the market. Today’s buyers are looking</span><span style="color: #434343">for “move-in” ready homes. <strong>Staging is a marketing tool. When added to your Realtors marketing plan you have homes that sells faster and for more of the asking price!</strong></span></span></div>
<div id="ctrl-14370168"> </div>
<div id="ctrl-14371417"><span style="font-family: Trebuchet MS;color: #434343;font-size: large">Contact Ready, Set, Stage Today</span></div>
<div id="ctrl-14371418"><span style="color: #434343"> </span></div>
<div id="ctrl-14371419"><span style="font-family: Tahoma;color: #434343;font-size: small">Phone: <span>479-236-6784</span></span></div>
<div id="ctrl-14370169"> </div>
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		<title>Facing foreclosure? New Fannie Mae website helps consumers find options</title>
		<link>http://latestinrealestate.com/2010/08/16/facing-foreclosure-new-fannie-mae-website-helps-consumers-find-options/</link>
		<comments>http://latestinrealestate.com/2010/08/16/facing-foreclosure-new-fannie-mae-website-helps-consumers-find-options/#comments</comments>
		<pubDate>Mon, 16 Aug 2010 16:13:04 +0000</pubDate>
		<dc:creator>Debra Spadafora</dc:creator>
				<category><![CDATA[Main]]></category>

		<guid isPermaLink="false">http://blog.ewm.com/2010/08/16/facing-foreclosure-new-fannie-mae-website-helps-consumers-find-options/</guid>
		<description><![CDATA[WASHINGTON – Aug. 16, 2010 – Fannie Mae launched a new website to help consumers understand their options when facing foreclosure and the possible loss of their home. Called KnowYourOptions.com, it outlines the choices available to homeowners struggling to make mortgage payments, and provides guidance on how they can contact and work with their mortgage [...]]]></description>
			<content:encoded><![CDATA[<p>WASHINGTON – Aug. 16, 2010 – Fannie Mae launched a new website to help consumers understand their options when facing foreclosure and the possible loss of their home. Called KnowYourOptions.com, it outlines the choices available to homeowners struggling to make mortgage payments, and provides guidance on how they can contact and work with their mortgage company to find a back-up plan.  <a href="http://www.floridarealtors.org/NewsAndEvents/article.cfm?id=244972">Read more&#8230;..</a></p>
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		<title>July is National Ice Cream Month</title>
		<link>http://latestinrealestate.com/2010/07/06/july-is-national-ice-cream-month/</link>
		<comments>http://latestinrealestate.com/2010/07/06/july-is-national-ice-cream-month/#comments</comments>
		<pubDate>Tue, 06 Jul 2010 16:55:31 +0000</pubDate>
		<dc:creator>Debra Spadafora</dc:creator>
				<category><![CDATA[Main]]></category>

		<guid isPermaLink="false">http://blog.ewm.com/2010/07/06/july-is-national-ice-cream-month/</guid>
		<description><![CDATA[Did you know that July is National Ice Cream Month and the third Sunday (7/19) in July is National Ice Cream Day!  Not that you needed a reason to eat ice cream but if you did, you just got 31!
So join in the celebration by dedicating a day to your favorite flavor, chocolate Wednesday, Cookies-N-Cream Thursday, [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignright size-medium wp-image-37075" src="http://blog.ewm.com/files/2010/07/Ice-Cream-Sundae-262x300.jpg" alt="Ice Cream Sundae" width="262" height="300" />Did you know that July is National Ice Cream Month and the third Sunday (7/19) in July is National Ice Cream Day!  Not that you needed a reason to eat ice cream but if you did, you just got 31!</p>
<p>So join in the celebration by dedicating a day to your favorite flavor, chocolate Wednesday, Cookies-N-Cream Thursday, etc., you get the idea.  Have a sundae, a cone with a scoop or 2 of your favorite flavor or just eat it right out of the carton!  Any way you scoop it you&#8217;ll be supporting National Ice Cream Month!</p>
<p>If you really want to be creative try making your own ice cream at home.  Here is a website for some old favorites and some new an interesting ones.  Click link for <a href="http://www.ice-cream-recipes.com/">ice cream receipes</a>.</p>
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		<title>Something Your Buyers Should Know About Title Before Closing On A REO Property</title>
		<link>http://latestinrealestate.com/2010/02/09/something-your-buyers-should-know-about-title-before-closing-on-a-reo-property/</link>
		<comments>http://latestinrealestate.com/2010/02/09/something-your-buyers-should-know-about-title-before-closing-on-a-reo-property/#comments</comments>
		<pubDate>Tue, 09 Feb 2010 18:54:35 +0000</pubDate>
		<dc:creator>Marisa  Pia Capua, Esq.</dc:creator>
				<category><![CDATA[Main]]></category>

		<guid isPermaLink="false">http://blog.ewm.com/2010/02/09/something-your-buyers-should-know-about-title-before-closing-on-a-reo-property/</guid>
		<description><![CDATA[The REO lender cannot require, as a condition of sale, that the buyer purchase title insurance from a particular title company. The buyer of REO property has a right to choose the closing and title company and pay for buyers own title policy.  Section 9 of RESPA prohibits a seller from requiring the home buyer [...]]]></description>
			<content:encoded><![CDATA[<p><strong>The REO lender cannot require, as a condition of sale, that the buyer purchase title insurance from a particular title company. The buyer of REO property has a right to choose the closing and title company and pay for buyers own title policy. </strong> Section 9 of RESPA prohibits a seller from requiring the home buyer to use a particular title insurance company, either directly or indirectly, as a condition of sale. In fact, a clause in a purchase agreement that has the effect of forcing the buyer to obtain and pay for a title insurance policy from a specific title company is illegal. The only way a seller can ask that a buyer use a particular title company is if the seller pays 100% of all title insurance and related title costs. We urge buyers to stand up for their right to choose the title company if the buyer will pay for the policy.</p>
<p>For additional information please contact Marisa Pia Capua of <a href="http://www.ewmtitle.com">EWM Title </a>at 305.960.3067.</p>
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		<title>The Rental Scam is back</title>
		<link>http://latestinrealestate.com/2010/01/18/the-rental-scam-is-back/</link>
		<comments>http://latestinrealestate.com/2010/01/18/the-rental-scam-is-back/#comments</comments>
		<pubDate>Mon, 18 Jan 2010 15:49:21 +0000</pubDate>
		<dc:creator>Debra Spadafora</dc:creator>
				<category><![CDATA[Main]]></category>

		<guid isPermaLink="false">http://blog.ewm.com/2010/01/18/the-rental-scam-is-back/</guid>
		<description><![CDATA[ A few months ago I blogged about the rental scam that was cropping up in the South Florida, well it seems it back or perhaps it&#8217;s a variation of the old one.
 The FBI (Federal Bureau of Investigation) recently put out a consumer alert regarding rental scams.  If you suspect a scam, have already been victimized, [...]]]></description>
			<content:encoded><![CDATA[<p> A few months ago I blogged about the rental scam that was cropping up in the South Florida, well it seems it back or perhaps it&#8217;s a variation of the old one.</p>
<p> The FBI (Federal Bureau of Investigation) recently put out a consumer alert regarding rental scams.  If you suspect a scam, have already been victimized, or know someone who has fallen victim to a scam, please report it to the <a href="http://www.ic3.gov/default.aspx">FBI Internet Crime Complaint Center </a>to help them determine the extent of the problem.</p>
<p><strong> <span style="text-decoration: underline">How the scam works.</span></strong></p>
<p> First, the scammer will contact the listing agent for the property by either driving by and calling on the sign or sending the listing agent an e-mail.</p>
<p> The e-mail will ask for certain things about the property such as the price, move in costs, etc.  Below are some tips when dissecting a rental scam email.</p>
<ol>
<li>Does the email start out with Sir/Madam?</li>
<li>Are there misspellings in the email?</li>
<li>Are there character mistakes in the email? i.e Hello,my nameis Susie.</li>
<li>Is there excessive capitalization?</li>
<li>Does the email reference God, UK, Cashiers Check, Doctor, Nigeria, Reverend, etc.</li>
<li>Is the email from a free email provider. i.e gmail, yahoo, aol, hotmail.</li>
<li>Does the email refer to another person or agent?</li>
<li>Does the email reference wanting to move in site unseen?</li>
</ol>
<p>If the email has a majority of these in common, chances are very good it is a scammer. If you are not sure, it&#8217;s best to not reply.</p>
<p><strong><span style="text-decoration: underline">The money order/deposit scam</span></strong></p>
<p>Scammers will try to make the victim feel as comfortable as possible.  Here is one way they do it.  Once the scammer has all the information about the property, they will then do the following:</p>
<ol>
<li>Advertises the rental(s) on a large free classifieds site and make the rental price extremely low.</li>
<li>The victim finds the ad and wants to rent the property.  Because it is priced so low, the victim thinks they are getting a good deal and must act right away so they don&#8217;t lose this great deal.</li>
<li>The Victim and the scammer begin communicating via e-mail.</li>
<li>The Scammer tells the  victim he is out of the country on business.</li>
<li>To ensure the victim has the funds, the scammer will  ask the victim to wire a deposit ($2,000) to any of the victims friends. This is supposed to make the victim feel comfortable with the process because they are wiring the money (deposit) to their own friend.</li>
<li>The scammer requests a copy of the receipt to make sure the funds have been transferred to the victim’s friend through MoneyGram.</li>
<li>With the information on the receipt, the scammer picks up the money and the victim is out the money as well as the rental. Money orders alow the recipient to pick up the funds anywhere in the world.</li>
</ol>
<p><strong><span style="text-decoration: underline">How to avoid being victimized:</span></strong></p>
<ul>
<li>Only deal with landlords or renters who are local;</li>
<li>Be suspicious if you’re asked to only use a wire transfer service;</li>
<li>Beware of e-mail correspondence from the “landlord” that’s written in poor or broken English;</li>
<li>Research the average rental rates in that area and be suspicious if the rate is significantly lower;</li>
<li>Don’t give out personal information, like social security, bank account, or credit card numbers.</li>
</ul>
<p>If you suspect a scam, have already been victimized, or know someone who has fallen victim to a scam, please report it to the<a href="http://www.ic3.gov/default.aspx"> FBI Internet Crime Complaint Center </a>to help them determine the extent of the problem.</p>
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		<title>Faulty Chinese drywall causes corrosion, federal study says</title>
		<link>http://latestinrealestate.com/2009/11/24/faulty-chinese-drywall-causes-corrosion-federal-study-says/</link>
		<comments>http://latestinrealestate.com/2009/11/24/faulty-chinese-drywall-causes-corrosion-federal-study-says/#comments</comments>
		<pubDate>Tue, 24 Nov 2009 00:56:22 +0000</pubDate>
		<dc:creator>Debra Spadafora</dc:creator>
				<category><![CDATA[Main]]></category>

		<guid isPermaLink="false">http://blog.ewm.com/2009/11/24/faulty-chinese-drywall-causes-corrosion-federal-study-says/</guid>
		<description><![CDATA[Initial findings from a study of 51 homes by the Consumer Product Safety Commission links corrosion in homes with Chinese drywall to the imported product, the agency said Monday.
Several federal agencies have been investigating complaints from thousands of homeowners &#8212; many in Florida &#8212; whose homes were built with Chinese drywall who have complained that [...]]]></description>
			<content:encoded><![CDATA[<p>Initial findings from a study of 51 homes by the Consumer Product Safety Commission links corrosion in homes with Chinese drywall to the imported product, the agency said Monday.</p>
<p>Several federal agencies have been investigating complaints from thousands of homeowners &#8212; many in Florida &#8212; whose homes were built with Chinese drywall who have complained that copper tubing in their air conditioning units and electrical wiring have corroded, their homes smell like sulfur and they are having trouble breathing.<a href="http://www.miamiherald.com/1374/story/1347888.html">Click here for entire article.</a></p>
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		<title>Important Update for all DBPR Licensees</title>
		<link>http://latestinrealestate.com/2009/11/19/important-update-for-all-dbpr-licensees/</link>
		<comments>http://latestinrealestate.com/2009/11/19/important-update-for-all-dbpr-licensees/#comments</comments>
		<pubDate>Fri, 20 Nov 2009 04:14:05 +0000</pubDate>
		<dc:creator>Norbert Machado</dc:creator>
				<category><![CDATA[Community]]></category>

		<guid isPermaLink="false">http://latestinrealestate.com/?p=288</guid>
		<description><![CDATA[There has been an important change to Ch. 455, F.S. that you need to be aware of if you are licensed by the Department of Business and Professional Regulation. This includes all real estate, appraisal, CAM, and state contractor licensees.
Please read the DBPR announcement below carefully. If you have any questions, please contact the DBPR [...]]]></description>
			<content:encoded><![CDATA[<p>There has been an important change to Ch. 455, F.S. that you need to be aware of if you are licensed by the Department of Business and Professional Regulation. This includes all real estate, appraisal, CAM, and state contractor licensees.</p>
<p>Please read the DBPR announcement below carefully. If you have any questions, please contact the DBPR directly at 850-487-1395.</p>
<p>&lt;strong&gt;New Reporting Requirement for Criminal Convictions&lt;/strong&gt;</p>
<p>During the 2009 Legislative Session, the Florida Legislature passed House Bill 425, which became law on October 1, 2009. Beginning October 1, 2009, Chapter 455.227(1)(t)requires all licensees to report to the department within &lt;strong&gt;30 days &lt;/strong&gt;of being convicted or found guilty of, or having plead nolo contendere or guilty to a crime in any jurisdiction. This law also requires that any conviction prior to October 1, 2009 be reported by November 1, 2009. A licensee who fails to report that information, may be subject to disciplinary action, including fines, suspension or license revocation. To report this information, complete the &lt;a href=&#8221;http://www.myfloridalicense.com/dbpr/pro/documents/criminal_self-reporting_document.pdf&#8221;&gt;criminal self-reporting document &lt;/a&gt;and mail to the department as provided on the form.</p>
<p>There are two parts to this change that licensees need to be aware of: 1) In most cases the law previously required the reporting of felony convictions only, not misdemeanors. The law now requires the reporting of misdemeanors. 2) The law change now requires retroactive reporting for any crime that was not previously reported to the state, whether it occurred prior to getting a license, or after the license was obtained.</p>
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		<title>Q &amp; A on New Housing Tax Credit</title>
		<link>http://latestinrealestate.com/2009/11/11/q-a-on-new-housing-tax-credit/</link>
		<comments>http://latestinrealestate.com/2009/11/11/q-a-on-new-housing-tax-credit/#comments</comments>
		<pubDate>Wed, 11 Nov 2009 17:52:08 +0000</pubDate>
		<dc:creator>Ron Shuffield</dc:creator>
				<category><![CDATA[Community]]></category>
		<category><![CDATA[Main]]></category>

		<guid isPermaLink="false">http://latestinrealestate.com/?p=286</guid>
		<description><![CDATA[The National Association of Home Builders posted an excellent Question and Answer piece yesterday that explains all the details of the new housing tax credit.  Your buyers will appreciate receiving this link from you: http://www.federalhousingtaxcredit.com/.
Be sure to take a few minutes to read the new opportunities for an expanded group of eligible buyers. In order [...]]]></description>
			<content:encoded><![CDATA[<p>The National Association of Home Builders posted an excellent Question and Answer piece yesterday that explains all the details of the new housing tax credit.  Your buyers will appreciate receiving this link from you: http://www.federalhousingtaxcredit.com/.</p>
<p>Be sure to take a few minutes to read the new opportunities for an expanded group of eligible buyers. In order to receive the credit, Buyers must have signed a contract by April 30, 2010 and they must close by June 30, 2010.</p>
<p>With our inventories shrinking daily, time is of the essence.  Buyers will have fewer and fewer properties from which to choose over the months ahead, so encourage your friends and customers to start their home search today.</p>
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		<title>Miami-Dade Flood Zone</title>
		<link>http://latestinrealestate.com/2009/11/10/miami-dade-flood-zone/</link>
		<comments>http://latestinrealestate.com/2009/11/10/miami-dade-flood-zone/#comments</comments>
		<pubDate>Tue, 10 Nov 2009 17:50:53 +0000</pubDate>
		<dc:creator>Maggie Buck</dc:creator>
				<category><![CDATA[Main]]></category>

		<guid isPermaLink="false">http://blog.ewm.com/2009/11/10/miami-dade-flood-zone/</guid>
		<description><![CDATA[Need a quick source of reference to determine if a Miami-Dade property is in a flood zone? Try this: My Neighborhood: Flood Zone Information. It lets you search by address and provides a flood zone view of the neighborhood. It&#8217;s a great tool to use when your owners aren&#8217;t sure how to complete this section of their [...]]]></description>
			<content:encoded><![CDATA[<p>Need a quick source of reference to determine if a Miami-Dade property is in a flood zone? Try this: <span style="font-size: x-small"><a href="http://blog.ewm.com/wp-admin/redir.aspx?C=3e2e3450f65c4846b8072ff7f6f9225d&amp;URL=http%3a%2f%2fgisims2.co.miami-dade.fl.us%2fMyNeighborhood%2ffloodmap.asp%3fCmd%3dINIT" target="_blank">My Neighborhood: Flood Zone Information</a>. It lets you search by address and provides a flood zone view of the neighborhood. It&#8217;s a great tool to use when your owners aren&#8217;t sure how to complete this section of their Owner&#8217;s Property Disclosure Statement, and helps when preparing offers so that you&#8217;ll know when to include the flood insurance addendum ( Addendum L of the FARA10) to the contract. </span></p>
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		<title>Home Sales in Florida Increase for 3rd Qtr.</title>
		<link>http://latestinrealestate.com/2009/11/10/home-sales-in-florida-increase-for-3rd-qtr/</link>
		<comments>http://latestinrealestate.com/2009/11/10/home-sales-in-florida-increase-for-3rd-qtr/#comments</comments>
		<pubDate>Tue, 10 Nov 2009 17:50:04 +0000</pubDate>
		<dc:creator>Debra Spadafora</dc:creator>
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		<guid isPermaLink="false">http://blog.ewm.com/2009/11/10/home-sales-in-florida-increase-for-3rd-qtr/</guid>
		<description><![CDATA[Sales of existing single-family homes in Florida rose 33 percent in the third quarter of  2009.  According to the Florida Association of Realtors this marks the fifth consecutive quarter that Florida has seen higher existing year-to-year home sales.  A total of 44,345 existing homes sold statewide in 3Q 2009; during the same period the year before, [...]]]></description>
			<content:encoded><![CDATA[<p>Sales of existing single-family homes in Florida rose 33 percent in the third quarter of  2009.  According to the Florida Association of Realtors this marks the fifth consecutive quarter that Florida has seen higher existing year-to-year home sales.  A total of 44,345 existing homes sold statewide in 3Q 2009; during the same period the year before, a total of 33,311 existing homes sold.  <a href="http://www.floridarealtors.org/NewsAndEvents/article.cfm?id=226527">Read more<br />
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